We provide affordable, low cost, cheap renters insurance while still saving our clients money.
Renters insurance is insurance you buy if you are renting a property from someone else. It primarily covers your personal belongings since you’re not responsible for the building. A renters insurance policy provides protection for your personal property, such as furniture or electronic equipment, in case of perils like fire, theft, or wind damage.

Get a Free Renters Insurance Quote

If someone breaks into your residence or the apartment above you has a fire, and the water used to extinguish it floods your apartment, your landlord’s policy likely won’t pay to replace any of your personal property. That’s up to you.
You have a lot of money invested in your personal property and it’s worth protecting. As a renter, you could experience a loss due to something you have no control over.

Some of the named perils are:

  • Fire or Lightning
  • Windstorm
  • Smoke
  • Vandalism or Malicious Mischief
  • Theft
  • Accidental Discharge of Water

Keep in mind your need for liability insurance  Your Renter’s Insurance Policy will also include liability protection. Which covers damages as a result of an unintentional bodily injury or property damage to another person. Renter’s Insurance may also pay for legal defense in these circumstances.  For instance, a vistor gets hurt. They could sue you. Fighting that suit could be an expensive nightmare.

A Renters Policy will protect your personal property the same way it would if you owned a home.

Your Renters Insurance Policy Will Include:

  • Personal Property Protection – Covers the loss or damage of your personal property
    Liabiity Protection
  • Provides legal representation and protection against judgments
    Medical Protection
  •  Covers medical costs for visitors injured at your home
  • Additional Living Expenses – Reimburses for costs of temporary housing during reconstruction
  • Consider Purchasing Flood Insurance  or Earthquake Insurance Since a Renters Insurance Policy doesn’t cover floods or earthquakes.