Boat Insurance Coverage

Wingmark Insurance offers many insurance coverage options to protect you, your boat and other boaters-So you can choose the boat insurance that’s right for you.
Insurance coverage to protect your boat

  •         Collision
  •         Theft
  •         Vandalism
  •         Comprehensive

Insurance coverage to protect you and others

  •         Bodily injury
  •         Property damage
  •         Medical payments
  •         Uninsured and underinsured boaters

More smart boat insurance options

  •         On-water towing
  •         Fishing equipment coverage
  •         Personal Effects
  •         Roadside Assistance

Learn more about boat insurance coverage

Liability coverage
Covers injuries and property damage to others resulting from a covered accident if you are found to be legally liable. This includes pollution liability coverage at no additional cost. It also also includes wreckage removal at no additional cost when physical damage coverage (Comprehensive and Collision) is purchased.

Comprehensive coverage
Covers damage to your boat, motor, trolling motor, trailer, permanent and portable boating equipment for losses resulting from things other than collision (such as damage from fire, theft, for storms) and is subject to a deductible.

Collision coverage
Covers damage to your boat, motor, trolling motor, trailer, permanent and portable boating equipment in the event of an covered accident, subject to a deductible.

Uninsured or underinsured boater coverage
Covers damages due to bodily injury that you, relatives, and anyone on your covered boat have if injured in an accident with an uninsured/underinsured boater or hit-and-run boater.

Medical payments
Covers medical bills for the treatment of injuries that are incurred by you or others while operating or occupying your boat.

On-water towing and labor
Covers towing expense and other emergency services up to selected limits in the event your boat becomes disabled while on the water.

Fishing Equipment
Covers damage to fishing equipment, up to selected limits while on board an insured boat or while being carried on or off an insured boat.

Personal Effects
Pays replacement cost for physical loss or damage to your personal property, up to selected limits while on board or while being carried on or off an insured boat.

Roadside Assistance
Covers towing to the nearest qualified repair facility and necessary labor at the time and place of disablement for the tow vehicle or boat trailer.